Liquidity+
Our money market investment solution, offers a low-risk option and competitive, transparent pricing. Helping you achieve your financial goals with ease.
Current gross yield of Liquidity+ is 4.8% variable*.
Liquidity+
Our money market investment solution, offers a low-risk option and competitive, transparent pricing. Helping you achieve your financial goals with ease.
Current gross yield of Liquidity+ is 4.8% variable*.
Get startedThe Moneyfarm Liquidity+ benefits.
Limited risk exposure
Liquidity+ is made up of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.
Get more from your cash
Enjoy a 4.8% gross annualised yield* on your savings, with the freedom to exit or transfer at any time.
No constraints
This portfolio is designed for the short term - 2 years or less - but you can exit or transfer your funds to another portfolio anytime.
Liquidity+ is made up of low-risk assets held in money market funds such as bonds, certificates of deposit and commercial paper.
Enjoy a 4.8% gross annualised yield* on your savings, with the freedom to exit or transfer at any time.
This portfolio is designed for the short term - 2 years or less - but you can exit or transfer your funds to another portfolio anytime.
The funds that make up Liquidity+
What does Liquidity+ invest in?
Liquidity+ invests in a range of low-risk money market funds, designed by global asset managers and expertly monitored by our Asset Allocation team.
What are money market funds?
A money market fund is a type of mutual fund that invests in short-term, low-risk debt securities, such as government bonds, commercial paper and certificates of deposit. Investors with a low appetite for risk** often use this type of fund, or it could be used for investment during periods of heightened market volatility. Liquidity+ is also an option for investors with a short-term investment in mind and those who need access to their money quickly or regularly.
What the experts say.
What our clients say.
"I had some savings and wanted to invest, but I didn't feel comfortable given the difficult situation in financial markets. I found Liquidity+ to be a good option to invest with low risk and an attractive annualised return, so as not to leave my money at risk of inflation."
David, Moneyfarm investor
Competitive, transparent pricing.
Competitive, transparent pricing.
Liquidity+ has competitive and fully transparent pricing, in true Moneyfarm style.
Liquidity+ has competitive and fully transparent pricing, in true Moneyfarm style.
If you invest £15,000 in a Liquidity+ portfolio, you’ll pay:
If you invest £15,000 in a Liquidity+ portfolio, you’ll pay:
Fee | Annual % | Annual £ |
---|---|---|
Moneyfarm fee | 0.30% | £45.00 |
Underlying fund fee | 0.10% | £15.00 |
Total | 0.40% | £60.00 |
Fee | Annual % | Annual £ |
---|---|---|
Moneyfarm fee | 0.30% | £45.00 |
Underlying fund fee | 0.10% | £15.00 |
Total | 0.40% | £60.00 |
As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.
As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Forecasts are not a reliable indicator of future performance.
Any questions?
Any questions?
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Answer a few simple questions
Discover your perfect portfolio
Invest according to your goals
Answer a few simple questions
Discover your perfect portfolio
Invest according to your goals
Discover more ways to build your wealth.
Discover more ways to build your wealth.
Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, we’re here to help you achieve your financial goals. You can relax with confidence and leave it to the experts to manage your money.
Explore your other options with us. Whether you're new to investing, more experienced or just looking to diversify, we’re here to help you achieve your financial goals. You can relax with confidence and leave it to the experts to manage your money.
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Discover ISA ❯Get more choice and more opportunities with our General Investment Account. Make unlimited contributions, get quick access to your money and even open different portfolios for different goals.
Discover GIA ❯The earlier you start investing for your child, the more time you give their wealth to grow. Our JISA has a £9,000 tax free allowance each year and sustainable portfolio options.
Discover JISA ❯Retire your way, with an expertly managed pension tailored to your needs and goals. Enjoy up to 45% tax relief, free pension drawdown, and expert guidance when you need it.
Discover Pension ❯
*Based on the weighted average of the gross yields regularly published by the money markets funds held in Liquidity+, as of 17th January 2025.
Returns are sensitive to the Bank of England’s deposit rate fluctuations, with lower rates leading to lower yields and higher rates leading to higher yields.
Money market funds can be a great way to save for short-term goals. You can also capitalise on higher yields driven by the recent rate hikes. Even though it's a low-risk investment, this isn’t a cash product and there's still a chance the value of your investments could fall and you might get less than you invested.