Stocks and Shares ISA.

Invest up to £20,000 tax-free every year with our flexible, award-winning ISA. Our experts build and manage your portfolio matched to your needs and goals or open a DIY ISA if you want to choose your own investments and self-manage your portfolio.

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Moneyfarm image

Stocks and Shares ISA.

Invest up to £20,000 tax-free every year with our flexible, award-winning ISA. Our experts build and manage your portfolio matched to your needs and goals or open a DIY ISA if you want to choose your own investments and self-manage your portfolio.

Get startedTransfer ISA

What is a Stocks and Shares ISA?

A Stocks and Shares ISA is a tax-efficient investment account that gives your money the chance to grow in different types of investments, helping you build long-term wealth. You can pay up to £20,000 per tax year, and any growth is tax-free in an ISA; therefore, sheltering your returns from UK income and capital gains tax can be a smart way to keep more of what you earn. Moneyfarm makes it simple to invest: choose your own assets through our DIY ISA and self-manage your portfolio or opt for a managed portfolio tailored to your goals and managed for you . Whether you’re brand-new to investing or already have experience, a Stocks and Shares ISA can be a powerful tool to help you achieve your financial goals sooner.

Is a Stocks and Shares ISA right for you?

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New investors

Start your investment journey with expert guidance and a portfolio tailored to your risk profile.

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Goal-oriented savers

Whether saving for a house, retirement, or any other life goal, our ISA adapts to your needs.

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Busy professionals

Let our experts manage your investments while you focus on your career and life goals.

New investors

Start your investment journey with expert guidance and a portfolio tailored to your risk profile.

Goal-oriented savers

Whether saving for a house, retirement, or any other life goal, our ISA adapts to your needs.

Busy professionals

Let our experts manage your investments while you focus on your career and life goals.

Choose a Stocks and Shares ISA to suit you.

Choose a Managed ISA if you want our experts to guide you through the portfolio creation process and manage your investments for you. Choose a DIY ISA if you want to choose your own investments and self-manage your portfolio.

Choose a Stocks and Shares ISA to suit you.

Choose a Managed ISA if you want our experts to guide you through the portfolio creation process and manage your investments for you. Choose a DIY ISA if you want to choose your own investments and self-manage your portfolio.

Managed ISA
  • Matched to you: Get matched with an expertly built, fully managed, ready-to-go portfolio. Or for a simpler, low-cost approach, choose a fixed allocation portfolio.
  • Enhanced strategies: Level up your Moneyfarm experience with different investing strategies – ESG, Thematic Investing, or Liquidity+, our smart, short-term investment solution. 
  • Experts at your side: Our dedicated consultants are available at your disposal, ensuring you achieve your investment goals with confidence.
  • Transparent pricing: Enjoy simple, clear and transparent fees. Set up your portfolio for free. Learn more

About Managed ISA ❯

DIY ISA
  • Direct market access: Choose from 1,000+ assets including stocks, ETFs, bonds, and mutual funds.
  • Guided investment experience: Shape your strategy backed by our team’s market insights and experience. Discover investment themes with our curated asset collections. 
  • Personalise your portfolio: Create a portfolio in line with your values and goals, one investment at a time. All with a comprehensive view of your investments for effective decision-making.
  • Free to open an account: With an ISA, a yearly custody fee of just 0.35% applies. Learn more

About DIY ISA ❯

Guidance that grows with you.

From digital advice to one-to-one support with a Dedicated Qualified Wealth Manager, our Wealth tiers are designed to give you the right level of guidance as your investment needs grow.

Discover the Wealth tiersDiscover the Wealth tiers
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How do they perform?

How do they perform?

Explore the performance of our portfolios over time. View overall trends and the performance for specific years.

Explore the performance of our portfolios over time. View overall trends and the performance for specific years.

Lower risk
Higher risk

Key to the figures

Moneyfarm returns net of fees since inception (01/01/2016) vs. average peer group performance over the same time period. These past performance figures are simulated. Past performance is no indicator of future performance. The allocations shown above are based on our model portfolios at a point in time, so they’re an illustration of how your actual portfolio might look. The exact composition may differ, if the value of your portfolio falls below c. £3,000.

What we invest in.

What we invest in.

Explore the full asset breakdown of our seven portfolios – from lower risk to higher risk – by asset type, sector and geography. Use the toggle to switch between Classic and ESG portfolio types.

With our Thematic Investing option, you can add growth themes to your portfolio to invest in megatrends like technological innovation, sustainability and changes in society.

Explore the full asset breakdown of our seven portfolios – from lower risk to higher risk – by asset type, sector and geography. Use the toggle to switch between Classic and ESG portfolio types.

With our Thematic Investing option, you can add growth themes to your portfolio to invest in megatrends like technological innovation, sustainability and changes in society.

Lower risk
Higher risk

Discover the untapped potential of your wealth when you invest with us.

Discover the untapped potential of your wealth when you invest with us.

Simply input how much you’re thinking of investing initially, how much you might contribute regularly, and for how long.

Simply input how much you’re thinking of investing initially, how much you might contribute regularly, and for how long.

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Get started in 3 simple steps.

On your own or with help from one of our consultants.

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Choose an investment solution or let our questionnaire guide you.

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Discover the option best suited to your objectives and needs.

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Start your investing journey with our experts by your side.

Moneyfarm image

Choose an investment solution or let our questionnaire guide you.

Moneyfarm image

Discover the option best suited to your objectives and needs.

Moneyfarm image

Start your investing journey with our experts by your side.

Frequently Asked Questions.