Fixed allocation.

Moneyfarm’s fixed allocation approach offers a simple yet effective management style and a globally diversified portfolio that matches your financial goals, with all-inclusive competitive costs.

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Fixed allocation.

Moneyfarm’s fixed allocation approach offers a simple yet effective management style and a globally diversified portfolio that matches your financial goals, with all-inclusive competitive costs.

Get started

A simple, cost-effective approach to investing.

Discover more ways to build your wealth.

Built by experts

Low-cost investing

Simple strategy

Match your values

You're in control

Our experienced Asset Allocation team expertly builds fixed allocation portfolios for you.

Built by experts

Our experienced Asset Allocation team expertly builds fixed allocation portfolios for you.

Low-cost investing

With only one portfolio rebalance per year from our expert investment team, we’re able to offer a managed style at a very competitive price.

Simple strategy

With a passive, hands-off approach your investments are free to move in line with the markets.

Match your values

You have the option to invest in a socially responsible portfolio that prioritises environmental, social and corporate governance (ESG) factors.

You're in control

Your money is available and accessible. You’re able to withdraw and reinvest when you’d like to, with no penalties.

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How our pricing works.

Choose an investment style and compare the fees.

all investments

0.15%

Management fees are charged on your invested amount. You’ll also incur average fund costs (around 0.20% per year) and market spread effects (up to 0.09% per year).

Platform fee

All managed portfolios
(Min £1.25/month)

0.25%

The platform fee applies to all Wealth assets combined. VAT included where applicable.

Calculate my fees

Fixed allocation or active management?

When deciding between fixed allocation and active management for your investments, the key thing to consider is how hands-on you want the management to be. Both of our investment strategies have the same cost-efficient ETFs that provide a simple, cost-effective way to achieve global diversification. However, our actively managed portfolios involve our Asset Allocation team reviewing your investments several times a year, while fixed allocation is rebalanced once a year,

With either option, you still benefit from the continuous support of our investment consultants and our user-friendly app. Fixed allocation is an ideal strategy if you prefer a hands-off, consistent investment approach with fewer interventions and lower fees.

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Active management

Feature	Active Management	Fixed Allocation
Socially responsible portfolios	Yes	Yes
Easy-to-use app	Yes	Yes
Dedicated consultant	Yes	Yes
Ongoing expert risk management	Yes	Yes
Strategic portfolio rebalancing on market opportunities	From 0.35%	From 0.25%
Risk levels	7	5

Getting started is easy.

Answer a few simple questions

Discover your perfect portfolio

Invest according to your goals

Answer a few simple questions

Discover your perfect portfolio

Invest according to your goals

Get started Get started

Frequently Asked Questions.

Fixed allocation differs from actively managed portfolios in several ways. The first is that fixed allocation portfolios follow the market without active intervention and decision-making from our expert asset allocation team. If you want an investment product that has reduced management fees, where you are more confident making investment decisions about when to disinvest, then fixed allocation may be for you. If, however, you would be more confident with a team of experts monitoring and rebalancing your portfolio when market conditions dictate they should, you might prefer our actively managed portfolio options.

With our fixed allocation product you take more ownership of your investment decisions. While your fixed allocation portfolio does qualify for one rebalancing by our asset allocation team per year, you miss out on year-round active management by our team of experts who constantly monitor and refine your investments on an ongoing basis. Because of this, we’re able to offer our fixed allocation portfolios at a reduced fee.

Yes, you can!

Yes, you can choose your fixed allocation portfolio to invest in our socially responsible portfolios. Your fixed allocation portfolio will have the same standards as our actively managed portfolios, so you can invest according to your values.

Yes, we’ve made it easy for you to do so. Simply click “review portfolio” in your account details and make your selection. Once you’ve made your selection we will make the trades the next business day. Please call your dedicated investment consultant if you have any queries on the process.

Yes, all Moneyfarm clients have access to our team of personal investment consultants. If you’d like to discuss your options you can book a complimentary appointment, or if you’d prefer to chat or email, please drop us a line.